A car accident can leave you overwhelmed; physically, emotionally, and financially. Whether it’s a minor fender bender or a serious collision, knowing what steps to take right after an accident in Mississauga can protect your health and your legal rights.
This guide walks you through what to do after a crash and how a personal injury lawyer in Mississauga can help you recover compensation if you’ve been hurt.
Article Breakdown
1. Prioritize Safety First
If you’re involved in an accident, the first step is always safety.
- Move to a safe location if possible, but do not leave the scene.
- Check yourself and others for injuries.
- Call 911 if there are injuries or significant vehicle damage.
Even if you feel “fine,” some injuries (like concussions or soft tissue damage) may not show symptoms immediately. It’s always best to get medical attention.
2. Call the Police and File a Report
In Ontario, you must report a collision to police if:
- Someone is injured
- Property damage exceeds $2,000
- You suspect impaired driving or other criminal activity
The responding officers will document the scene, which becomes crucial evidence if you file a personal injury claim.
3. Exchange Information and Gather Evidence
Collect these details at the scene:
- Driver’s name, license number, and insurance details
- Vehicle make, model, and plate number
- Contact information of witnesses
- Photos of the accident scene, damage, injuries, road signs, and road conditions
These will help prove liability and damages later.
4. Seek Medical Attention (Even If You Feel Fine)
Visit your doctor or local ER as soon as possible. Injuries like whiplash, internal bruising, or head trauma often appear hours or days later. Medical records also serve as key evidence in personal injury cases.
5. Notify Your Insurance Company
Ontario follows a “no-fault” insurance system, meaning your own insurance covers certain benefits (called Accident Benefits) regardless of who caused the crash. These may include:
- Medical expenses
- Income replacement
- Rehabilitation costs
You must report the accident to your insurer within 7 days to qualify.
6. Contact a Personal Injury Lawyer in Mississauga
If you’ve been seriously injured due to someone else’s negligence, you may be entitled to compensation beyond what your insurance offers; for things like:
- Pain and suffering
- Future medical treatment
- Loss of income or earning capacity
A local Mississauga personal injury lawyer can assess your case, explain your options, and handle all negotiations with the insurance companies on your behalf. Most work on a contingency fee basis, meaning you don’t pay unless they win your case.
7. Know the Time Limits
In Ontario, the general limitation period to file a personal injury claim is 2 years from the date of the accident. But if you’re filing a claim against a city or municipality (e.g. for poor road conditions), you must notify them within 10 days.
Delaying legal advice could weaken your case or prevent you from claiming at all.
Why Local Experience Matters
Having a lawyer who knows Mississauga’s legal landscape; from local traffic conditions to the courts and medical experts; can make a difference in the outcome of your case.
Final Thoughts
A car accident can change your life in seconds. But you don’t have to navigate the recovery process alone. From dealing with insurance paperwork to fighting for fair compensation, legal help is available.
If you’ve been injured in a car accident in Mississauga, speak with a qualified personal injury lawyer who can protect your rights and help you move forward with confidence.
About the Author
This article was written in collaboration with MacIsaac Gow LLP, trusted personal injury lawyers serving Brampton and Mississauga. With decades of experience, their team is committed to helping accident victims get the justice and compensation they deserve.
